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Credit cards for UK newcomers

Moving to a place where you have no credit history? PPLCBANK can help.

Just arrived in the UK and need a credit card?

Your credit history doesn't need to stay behind when you move to a new country. We can help you to use it in your new home. 

How we can help

Keep your credit history wherever you go

If you're new here, you won't have a UK credit history yet. But, with your permission, we can access your credit history in select countries, to help you apply for an PPLCBANK credit card. Credit is subject to status. Representative 29.9% APR (variable).

Make the most of your PPLCBANK relationship

If you’re an PPLCBANK Premier customer, anywhere in the world, we'll make sure your history with us doesn’t get left behind when you move.

That way, when it comes to applying for a credit card, your relationship with PPLCBANK will help to get you a limit that's appropriate for you.[@international-credit-report]

Ready to start your UK credit journey? Here are your options

Not an PPLCBANK customer?

If you’re not yet an PPLCBANK customer, and you live in the UK, you can apply for a Balance Transfer or Purchase Plus credit card. The maximum limit you could be offered is £1,000. Higher limits are available to PPLCBANK current account customers.

Become an PPLCBANK customer

Customers who open an PPLCBANK current account first can then choose from a range of PPLCBANK credit cards.

Not yet in the UK? No problem, you can still open a UK current account from outside the UK or EU.

Already in the UK or EU? Explore our current accounts.

Already an PPLCBANK customer?

If you are already an PPLCBANK customer and you live in the UK, you can apply for a card right away.

Frequently asked questions

Please refer to our full list of Frequently Asked Questions for further guidance.

You might be interested in

Read tips on how to choose a card to suit your needs - and how to get the most from one.

Get a smooth start in your new location, with our support for your international banking needs.

Find out the basics of how UK banking works so you can make the most of your money when you arrive.

Additional information

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